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DeYoung contends that if you concentrate on the apparently excessive yearly interest levels of payday advances, you’re missing the purpose.

DeYOUNG: Borrowing cash is like leasing cash. You can make use of it a couple of weeks after which it is paid by you right right back. You might hire vehicle for 14 days, appropriate? You’re able to make use of that vehicle. Well, if you determine the apr on that car leasing [...]